Paytm Referral Code: (PAY200) – Get ₹100 Cashback for New Users in 2026

 Paytm Referral Code: PAY200 – Get ₹100 Cashback for New Users in 2026

Are you planning to start using **Paytm**, India's leading digital payments app? If you're a new user, you can grab an exciting welcome reward right away! By using the **Paytm referral code PAY200** during signup, you can unlock **cashback** benefits and enjoy seamless payments, recharges, bill payments, and more.

Paytm Referral Code: (PAY200) – Get ₹100 Cashback for New Users in 2026

In this guide, we'll cover everything about the **Paytm referral code PAY200**, how to apply it, the cashback offer for new users, and tips to maximize your rewards.

What is the Paytm Referral Code PAY200?

The **Paytm referral code PAY200** is a special promotional code shared for new users signing up on the Paytm app. Referral codes like this help new users claim exclusive **welcome cashback** or rewards when they complete their first eligible transaction (usually a UPI payment).

While official Paytm referral rewards often stand at **₹100 cashback** for new users on their first UPI transaction after entering a valid referral code, some shared codes (including PAY200 as promoted in various sources) aim to provide attractive signup incentives like **₹100** or more in cashback.

**Key Highlights of PAY200 Referral Code:**

  • **Exclusive for new users** only (first-time Paytm registrations)
  • Helps unlock **welcome cashback** on your first qualifying transaction
  • Easy to apply during account setup
  • Combines well with Paytm's ongoing Refer & Win program

How to Use Paytm Referral Code PAY200 and Get Cashback

Follow these simple steps to sign up and claim your cashback:

Download the Paytm App:

   Get the official Paytm app from Google Play Store (Android) or App Store (iOS).

Start the Signup Process:

   Open the app and enter your mobile number. Verify it with the OTP sent to you.

Enter the Referral Code PAY200:

  •    - During onboarding (or on the welcome screen), look for the "Enter Referral Code" or "Have a Referral Code?" option.  
  •    - Type PAY200 exactly (case-sensitive in most cases).  
  •    - If not visible during initial signup, search "Referral" in the app's search bar → Select "Enter Referral Code" → Submit PAY200.

Complete Your First Transaction:

  •    - Link your bank account (via UPI).  
  •    - Make your first UPI payment (send money, pay a merchant, recharge, etc. – minimum often as low as ₹9).  
  •    - Once successful, the **cashback** (typically ₹100 or as per the active offer) gets credited to your Paytm Wallet or account automatically within a few days.


**Pro Tip:** The cashback is usually processed after your first successful UPI transaction. Make sure to complete it soon after signup for the fastest reward crediting.

Benefits of Using Paytm Referral Code PAY200 as a New User:

  • - **Instant Cashback** – Get up to ₹100 (or more, depending on promotions) back on your first transaction.
  • - **Win-Win for Referrer** – The person who shared PAY200 may also earn rewards through Paytm's Refer & Win scheme (e.g., ₹100 per successful referral).
  • - **Access to Paytm Features** – Enjoy UPI payments, mobile/DTH recharges, bill payments, shopping on Paytm Mall, ticket booking, and more – all with extra savings.
  • - **Secure & Convenient** – Paytm is trusted by millions for fast, safe digital transactions.

Paytm Refer & Win Program – Earn More After Signup:

Once you're a Paytm user, you can earn even more by referring friends:

  • - Go to the **Refer & Earn** or **Refer & Win** section in the app (usually at the bottom banner or search for it).
  • - Get your unique referral link/code.
  • - Share it with friends – when they sign up and complete their first UPI payment, both of you can earn cashback (often ₹100 each).
  • - Some campaigns offer up to ₹5,000 monthly rewards for multiple successful referrals.

Terms & Conditions to Know:

  • - Valid only for **new users** (not existing Paytm accounts).
  • - Cashback is typically credited within 7 days of the qualifying transaction.
  • - Subject to Paytm's latest terms – offers can vary or be user-specific.
  • - Minimum transaction rules apply (check in-app for current details).
  • - Always use the official Paytm app to avoid scams.

Why Choose Paytm in 2026?

Paytm continues to be a top choice for digital payments in India with:

  • - Fast UPI transfers
  • - Cashback on recharges, bills, shopping
  • - Integration with Paytm Wallet and Payments Bank
  • - Exciting referral and promo offers year-round

Don't miss out! Download Paytm today, use **referral code PAY200**, complete your first transaction, and enjoy your **₹100 cashback** (or equivalent welcome reward).

**Ready to get started?** Head to the app now and enter **PAY200** – happy transacting and saving! 🚀💰


*Note: Offers are time-sensitive and may change. Verify the latest details directly in the Paytm app.*

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